We are all aware that there are gaps
in government health insurance plans. If you're not fully covered by a
group health plan, purchasing individual health
insurance is a wise
decision.
A large amount of health and dental expense will be incurred every year
by individuals and families. However, health and dental emergencies can
prove quite
expensive and personal or family health and dental insurance
can be a big help in reducing the impact of unexpected costs.
Medial Coverage:
issue ages 18 - 64, coverage to age 70
Two Plans to Choose from Base or Deluxe
Health only or Health and Dental Coverage
Single, Couple of Family
Dependent children are covered up to age 21, or 25 if enrolled as a student full-time
Prescription Drugs
Pay Direct Drug Card
Health Services No deductible and no co-payment
Ambulance Transportation, by land or air to the nearest hospital.
Hearing Aids, $500 every 3 years.
Limited Vision Care (applicable to DELUXE PLAN)
Paramedical Services
Physiotherapist; Psychologist; Speech Therapist; Chiropractor; Osteopath;
Homeopath; Podiatrist/Chiropodist; Naturopath; Acupuncturist & Registered
Massage Therapist;
Home Support Services
Accidental Dental Coverage, maximum $10,000 per benefit year.
Emergency Travel Medical:
Emergency services paid to a maximum of $1,000,000 per calendar year.
Reimbursement of eligible benefits will be paid if the services were
required as a result of emergency injury or illness which occurred while
vacationing
or traveling for other than health reasons. Unlimited
trips, maximum of 60 days per trip.
Can only be purchased in conjunction with Health Benefits
Basic Dental Services covered at 80%
- Preventive services
- Periodontal scaling/cleaning
- Diagnostic services
- Basic oral surgery
Comprehensive Dental Services covered at 70%
- Endodontic treatment
- Periodontal treatment.
- Standard denture services
- Comprehensive oral surgery
Please contact us today for your free, no obligation quote!
Medical & Dental 
